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We are able to provide low cost loans for holidays, cars and even business loans.

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Say no to doorstep lenders & loan sharks

Join Rugby Credit Union today and avoid the debt spiral.

Join Today

Easy Savings

We have a variety of ways you can easily save as much or as little as you wish.

See how you can save

Rugby Credit Union Annual General Meeting

MONDAY 23rd MARCH 2pm at Overslade Community Centre, Buchanan Rd., Rugby. We would love to see you there !

Welcome to Rugby Credit Union

Rugby Credit Union is a not-for-profit Community Bank, available to anyone who lives or works within the County of Warwickshire. We offer flexible savings accounts, on-line banking and affordable loans. We can also help those in our community who struggle to access High Street bank services and our Loans are an ethical alternative to payday lenders, doorstep credit and hire purchase. In the 15 years since opening, we have helped over1000 Members.

It's easy to join on-line and then register for our on-line banking services. Or, if you prefer to talk to our friendly staff, pop into the office on Albert Street in Rugby town centre.

    Loans are available from £200 to £5000 over any repayment period up to 3 years. No penalties for early repayment. We promise quick decisions and fast turn-round. Take a look at our low rates.
    We encourage our members to make regular savings, ideally by standing order or by asking your employer to make a Payroll deduction direct to your Account. Your savings are safe and secure and protected by the FSCS.
  • Join on-line.
  • Manage your Savings Account on-line.
  • Manage your Visa Debit Card on-line or via mobile-app.
Engage Visa Card & E-Account

Our new Visa Debit Card provides a low cost bank account (Sort Code and Account Number) that can be easily managed on-line or with a mobile app.

Rugby Credit Union Loans


Looking for an affordable loan?
With competitive interest rates and repayments tailored to suit your circumstances – look no further than a RCU loan.

Rugby Credit Union Savings


Saving with RCU is easy and convenient.
Every member is given a savings account, which you can use to save for whatever you want!

Rugby Credit Union Banking


Check your balance online, in exactly the same way you would with a high street bank. Plus use your Engage Visa Card to make purchases.