We believe that it is vitally important that everyone has access to affordable, flexible credit. It’s fair and can help to stop people resorting to unregulated loan sharks or ‘door step’ moneylenders. To support this aim, Rugby Credit Union works in partnership with the England Illegal Money Lending Team. If you think you have borrowed from a loan shark the team are there to give advice and support. To find out more check out their website www.stoploansharks.co.uk or contact them 24/7 on 0300 555 2222 or via their reporting app.
There are a number of agencies that offer free debt advice.
Locally,Bedworth,Rugby and Nuneaton Citizen Advice Bureau offers support via telephone, email and through outreach services. More information is available at www.brancab.org.uk or via their advice line 0808 2505715 which is open Monday to Friday,9am – 5pm.
Citizens Advice South Warwickshire offers advice and support to residents across the south of the county, including Leamington Spa, Stratford, Warwick and the surrounding areas. More information is available at www.casouthwarwickshire.org.uk. They also offer an information line on 0300 330 1183 which is available Monday, Tuesday, Wednesday and Friday, 10am – 3pm.
StepChange offer online debt advice, recommend debt solutions that are appropriate for your circumstance and offer ongoing support whilst you sort out your money worries. Find out more at www.stepchange.org.uk
Policy in Practice offer a free, anonymous benefit and budget calculator. Recommended by GOV.UK it’s available online at www.policyinpractice.co.uk. You can also contact them on 0330088 9242 or via email at firstname.lastname@example.org
MoneyHelper is the new Government service, formed from The Money Advice Service, Pension Wise and The Pensions Advisory Service.
It offers a range of resources, support and advice covering all things money, from pensions, energy saving grants and benefits to work and savings. Support is free and available over the phone – find outmore at www.moneyhelper.co.uk
www.moneysavingexpert.com offers guidance and information on all things money related. You can sign up for a free weekly ‘money tips’ email to get information on changes that affect your money, and the latest money saving deals.There is also really useful information about why it is so important to know your credit score, and how you can find this out for free:https://www.moneysavingexpert.com/loans/check-free-credit-report/