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Joining Rugby Credit Union

It's easy to become a Member. You can join on-line and then register for on-line banking.  

You need to live or work in Warwickshire and be able to provide evidence of your identity.

Please ensure you have two forms of I.D. as either an electronic document (PDF) or photo (JPG) as outlined in Section 7 before completing this application.

Fees‍

A one-off, non-refundable £2.00 Joining Fee will apply. We will request this fee when your application is being processed.

Personal Information

‍Rugby Credit Union will conduct checks to verify personal information with relevant authorities and with credit reference and fraud prevention agencies and you agree they can share personal information with these agencies within the terms laid down in Rugby Credit Union’s Privacy Notice.

A copy of Rugby Credit Union’s Privacy Notice is available from the office or here on our website. It explains why we need the personal information you provide to support a Membership Application and how we will use, store, share and control your information. Your rights under the General Data Protection Regulations are detailed as are the ways you may seek advice or make a complaint.

Please contact our office if you are having any difficulty with a Membership Application.

Section 1 - Personal Details

Section 2 - Address Details

Section 3 - Contact Details

Section 4 - Who is your Next of Kin and Beneficiary of your savings in event of death

Section 5 - Preferred Deposit Method

A one-off £2.00 Joining Fee will apply. We will process the fee from your first deposit.
Standing Order forms and Payroll Deduction requests can be downloaded from this site.
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Section 6 - For your Security.
We will check two items from below list before acting on your phoned instructions.

Section 7 - Evidence of Identity

It is a Legal Requirement that all prospective members have to provide two forms of identity – one from List A and one from List B.

List A – Evidence of Identity

We verify Identity information by requesting sight of one the following government issued documents that incorporate the customers name, photo and address or date of birth:  

  • Current full, valid, signed passport
  • Current UK/EU Photo driving licence
  • Current Northern Ireland voters card
  • Current Firearms certificate
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List B – Evidence of Identity

We verify Address information by requesting sight of one of the following documents:

  • Recent mortgage statement;  Local Authority or housing association rent card or private tenancy agreement
  • Recent Wages slip
  • Current Local Authority rates bill or Utility bill (not mobile phone)
  • Bank Statement, Building Society statement or pass book with recent transactions
  • State Pension or Benefit notification letter
  • Inland Revenue tax notification
  • Driving Licence (but cannot be used as evidence from both List A and List B)

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MEMBER IDENTIFICATION

Money Laundering regulations require us to sight one document from each of the above two lists for every new Member. However, in certain circumstances, in order to help Applicants who have difficulty in providing documents from the two lists detailed above (for example where an Applicant is newly arrived in our Common Bond area) we may seek to verify identity and address from several alternative sources. Please contact the office for information.

All documentation provided will be photocopied and held on file.

This list will be reviewed regularly and our processes reviewed with the local DWP Office.

Until we have satisfactorily completed verification an applicants account will remain under close scrutiny.

Section 8 - Declaration

I hereby apply for Membership of, and agree to abide by the Rules of, Rugby Credit Union.

I declare that the information given by me on this form and in support of my membership application is true and correct to the best of my knowledge and belief.

Thank you! Your application has been received.
Oops! Something went wrong while submitting the form.

Bank Standing Orders

It is often easier to make regular payments, whether savings or loan repayments, by bank standing order. Please download the standing order form and email, post it or bring it to the office.

Standing Order Form


Rugby Credit union is a community bank that offers services to Rugby and the surrounding areas. You can become a member to open a savings account and to apply for a loan. As the credit union is a volunteer-led organisation you may want to help the credit union by becoming a volunteer yourself.

Document Downloads

Would you prefer to download an application form, and bring your application into our office?

Application FormApplication Form