Credit Union IconRugby Credit Union Logo

Joining Rugby Credit Union

It's easy to become a Member - Join on-line below or download the Application Form

When you join we open a regular savings account for you - other banking services are available to you when we have completed this process and confirmed your Membership number, usually by return or on next working day.

You need to live or work in Warwickshire and be able to provide evidence of your identity.

Have two types of ID ready - see section 7 below - you can take photos of your documents or upload them as PDFs.


There are no fees for joining the Credit Union, but we ask that you open your account with a minimum deposit of £1.

Building a savings 'habit'

Part of our aims is to support Members to build financial stability. One way we do this is to ask Members to set up a regular savings plan when they join. This can start from as little as £1 per week. Not only does this start to build a little nest egg but regular savers enjoy discounted interest rates if ever a loan is needed.  

Personal Information

‍Rugby Credit Union will conduct checks to verify personal information with relevant authorities and with credit reference and fraud prevention agencies and you agree they can share personal information with these agencies within the terms laid down in Rugby Credit Union’s Privacy Notice.

A copy of Rugby Credit Union’s Privacy Notice is available from the office or here on our website. It explains why we need the personal information you provide to support a Membership Application and how we will use, store, share and control your information. Your rights under the General Data Protection Regulations are detailed as are the ways you may seek advice or make a complaint.

Please contact our office if you are having any difficulty with a Membership Application.

Section 1 - Personal Details

Section 2 - Address Details

Section 3 - Contact Details

Section 4 - Next of Kin

Who is your Next of Kin and Beneficiary of your savings in event of death?

Section 5 - Preferred Deposit Method

Section 6 - For your Security

We will check items from below list and your password before acting on your phoned instructions.

Create a password and password reminder for your Credit Union Account

Section 7 - Evidence of Identity

It is a Legal Requirement that all prospective members have to provide two forms of identity – one from List A and one from List B.

List A – Evidence of Identity

We verify Identity information by requesting sight of one the following government issued documents that incorporate the customers name, photo and address or date of birth:  

  • Current full, valid, signed passport
  • Current UK/EU Photo driving licence
  • Current Northern Ireland voters card
  • Current Firearms certificate
Upload failed. Max size for files is 10 MB.

File can be JPG, PNG or PDF

List B – Evidence of Identity

We verify Address information by requesting sight of one of the following documents:

  • Recent mortgage statement;  Local Authority or housing association rent card or private tenancy agreement
  • Recent Wages slip
  • Current Local Authority rates bill or Utility bill (not mobile phone)
  • Bank Statement, Building Society statement or pass book with recent transactions
  • State Pension or Benefit notification letter
  • Inland Revenue tax notification
  • Driving Licence (but cannot be used as evidence from both List A and List B)

Upload failed. Max size for files is 10 MB.

File can be JPG, PNG or PDF


Money Laundering regulations require us to sight one document from each of the above two lists for every new Member. However, in certain circumstances, in order to help Applicants who have difficulty in providing documents from the two lists detailed above (for example where an Applicant is newly arrived in our Common Bond area) we may seek to verify identity and address from several alternative sources. Please contact the office for information.

All documentation provided will be held on file as explained in our Privacy Notice.

Until we have satisfactorily completed verification an applicants account will remain under close scrutiny.

Section 8 - How did you hear about us?

To help us understand our members needs better please tell us how you heard about us.

Section 9 - Declaration

I hereby apply for Membership and agree to abide by the Rules of Rugby Credit Union.

I declare that the information given by me on this form and in support of my membership application is true and correct to the best of my knowledge and belief.

Thank you! Your application has been received.
Oops! Something went wrong while submitting the form.

Bank Standing Orders

It is often easier to make regular payments, whether savings or loan repayments, by bank standing order. Please download the standing order form and email, post it or bring it to the office.

Rugby Credit union is a community bank that offers old-fashioned face-to-face services to everyone living or working in Warwickshire. You can become a member to open a savings account and to apply for a loan. As the credit union is a volunteer-led organisation you may want to help the credit union by becoming a volunteer yourself.

Join on-line or download a Membership form.

You can download an application form and email it to us or bring it into our office and have a chat about joining.